This August I turned 40 and while I’ve cherished the abnormal levels of attention and celebrations, I’ve so far remained immune to most symptoms of a mid-life crisis. I have no urge to purchase a sports car or motorbike or a trophy wife. I see sport as a necessary evil enabling and counterbalancing a relatively carefree lifestyle on my terms, not on those fuelled by bucket lists, age-related insecurities or peer pressure. As a result, I feel no desire to
At the age of 32, my other half is retiring, and he thinks I should too. At least, that’s what this morning’s drive to the station implied. Sure, we’ve discussed the joys of being footloose and fancy free, exploring the world and wearing our hair in dreadlocks, but I didn’t really mean it! My response to this morning’s ambush was silence, which I suspect spoke volumes, or, at the very least, made my true feelings a little clearer. I’m not
Investing by theme is in vogue these days and personally I think it’s great. Worried about climate change? Invest in a green fund. Think technology is the future? Go tech. There are a whole host of themes that investors can gain access to these days, via ETFs or fund managers. You can even get exposure to the marijuana industry if you think the prospects for the budding industry are good (or if you just like smoking pot). But despite the
Last Thursday, a group of Fathom staff got together after work to conduct an auction of Premier League footballers. While business here is going well, none of us are owners of top-tier English football clubs (yet). Rather, the money was play and the auction was for this year’s work fantasy league – an increasingly popular pastime where real-life players earn pretend managers points based on how well they play in actual games. A couple of sceptical colleagues saw the event
At 18:30 on Saturday 18 May 2019 the last scheduled High-Speed Train (HST) — familiar to those who remember the early marketing material as the InterCity 125 — left London Paddington for Exeter. It was the end of an era. This diesel locomotive, designed and built on a meagre budget by British Rail through the early 1970s, was never meant to last. It was intended as a stopgap measure before electrification could be rolled out across the UK’s long-distance rail
One thing that many Remainers and Leavers have in common is that they want Britain to be more ‘global’, whatever that means. Naturally, they disagree about the path needed to get to this hallowed ground and indeed what a global Britain would look like, but both groups are sure they want it. But what does global Britain mean in an economic sense, how do we measure the UK’s openness, and how does it compare to its peers? The answer to
The debate around climate change, and what actions governments, the private sector and households ought to take is being thrust ever more into the public eye. Earlier this year ‘Extinction Rebellion’ protests demanding ‘emergency’ action disrupted central London — although arguably not as much as this week’s ‘heatwave’, which once again exposed the UK’s infamous struggles with inclement weather. But with temperature records set in many European cities, it highlighted a longer-term trend towards a warming planet. The climate debate
When the Fed meets later this month, it is now widely expected to cut interest rates. Inflation has remained sluggish and there are signs that the economy is slowing, but cutting rates at the first signs of danger seems strange: not only are pre-emptive cuts rare, but the unemployment rate is below most estimates of the natural rate, and on a downward trend. The economy is operating above capacity, and a cut would reinforce the view that the Fed is
Magic, according to the Collins Dictionary, is the power to use supernatural forces to make impossible things happen. Well-known authorities on the issue such as Hermione Granger,[1] assert that casting a magic spell successfully requires not only saying the right words in the right order but also enunciating them correctly, with the correct emphasis: “It’s not wingardiam leviosa, it’s wingardiam leviosa”. Others such as Ged, the principal character in the late Ursula le Guin’s Earthsea series, maintain that magic is
At Fathom, discussing monetary policy is one of those topics that can set blood boiling, comes at least with a PG rating and, in past eras, would have probably been settled by duelling "à l'outrance". Much of the reason for such heated exchanges centres around the concepts of credibility and independence. These were the central tenets of Fathom’s founding father and have been the bedrocks of our professional offering ever since. Yet, independence and credibility are too often taken for